Peer Analysis
Performance Ratios (%) BANR Peer Median Peer Average
ROAA 1.28 1.30 1.30
ROAE 10.35 9.98 9.58
Net Interest Margin 4.43 4.23 4.03
Efficiency Ratio 62.82 56.98 54.96
Loans / Deposits 92.71 88.77 88.71
Asset Quality Ratios (%)
NPAs / Assets 0.29 0.42 0.48
NCOs / Avg Loans 0.04 0.07 0.11
Reserves / Loans 1.11 0.86 0.94
Reserves / NPAs 283.64 138.15 162.33
Capital Ratios (%)
Tier 1 Capital 12.53 12.50 12.35
Tangible Equity / Tangible Assets 10.04 9.95 9.84
Total Equity / Total Assets 12.87 13.41 13.86
Market Ratios
Price / Earnings (x) 12.67 14.59 16.85
Price / Book (%) 124.10 133.45 132.06
Dividend Yield (%) 3.07 2.85 3.02
Data for trailing four quarters

Banner Corporation's peer group consists of the following: Banc of California, Inc. (BANC), Columbia Banking System, Inc. (COLB), CVB Financial Corp. (CVBF), First Interstate BancSystem, Inc. (FIBK), Glacier Bancorp, Inc. (GBCI), Heritage Financial Corporation (HFWA), Opus Bank (OPB), PacWest Bancorp (PACW), TriCo Bancshares (TCBK), Umpqua Holdings Corporation (UMPQ), Washington Federal, Inc. (WAFD), Western Alliance Bancorporation (WAL)

Banner Corporation's financial data is as of 3/31/2019.

Peer financial data is as of 3/31/2019