Peer Analysis
Performance Ratios (%) BANR Peer Median Peer Average
ROAA 0.83 1.03 (0.08)
ROAE 6.86 7.27 (0.61)
Net Interest Margin 4.00 3.76 3.67
Efficiency Ratio 60.34 57.01 54.88
Loans / Deposits 83.21 81.64 83.41
Asset Quality Ratios (%)
NPAs / Assets 0.27 0.35 0.38
NCOs / Avg Loans 0.07 0.09 0.12
Reserves / Loans 1.62 1.46 1.41
Reserves / NPAs 428.59 283.89 398.75
Capital Ratios (%)
Tier 1 Capital 12.47 12.31 12.54
Tangible Equity / Tangible Assets 8.78 9.07 9.05
Total Equity / Total Assets 11.25 12.01 11.81
Market Ratios
Price / Earnings (x) 12.54 13.74 13.60
Price / Book (%) 83.53 100.26 106.12
Dividend Yield (%) 4.19 3.73 3.74
Data for trailing four quarters

Banner Corporation's peer group consists of the following: Banc of California, Inc. (BANC), Columbia Banking System, Inc. (COLB), CVB Financial Corp. (CVBF), First Interstate BancSystem, Inc. (FIBK), Glacier Bancorp, Inc. (GBCI), Heritage Financial Corporation (HFWA), Opus Bank, PacWest Bancorp (PACW), TriCo Bancshares (TCBK), Umpqua Holdings Corporation (UMPQ), Washington Federal, Inc. (WAFD), Western Alliance Bancorporation (WAL)

Banner Corporation's financial data is as of 9/30/2020.

Peer financial data is as of 9/30/2020 except for these companies:

TriCo Bancshares's financial data is as of 6/30/2020.
Columbia Banking System, Inc.'s financial data is as of 6/30/2020.
Opus Bank's financial data is as of 3/31/2020.