Peer Analysis
Performance Ratios (%) BANR Peer Median Peer Average
ROAA 1.06 1.18 0.10
ROAE 8.29 8.24 1.62
Net Interest Margin 4.26 4.15 3.89
Efficiency Ratio 62.28 56.83 54.94
Loans / Deposits 88.86 88.33 89.38
Asset Quality Ratios (%)
NPAs / Assets 0.38 0.40 0.41
NCOs / Avg Loans 0.05 0.09 0.14
Reserves / Loans 1.38 1.28 1.23
Reserves / NPAs 265.46 209.63 322.63
Capital Ratios (%)
Tier 1 Capital 11.85 12.14 12.31
Tangible Equity / Tangible Assets 9.70 9.91 9.90
Total Equity / Total Assets 12.53 13.18 12.88
Market Ratios
Price / Earnings (x) 9.98 10.80 11.66
Price / Book (%) 81.13 98.35 104.33
Dividend Yield (%) 4.43 3.82 4.03
Data for trailing four quarters

Banner Corporation's peer group consists of the following: Banc of California, Inc. (BANC), Columbia Banking System, Inc. (COLB), CVB Financial Corp. (CVBF), First Interstate BancSystem, Inc. (FIBK), Glacier Bancorp, Inc. (GBCI), Heritage Financial Corporation (HFWA), Opus Bank, PacWest Bancorp (PACW), TriCo Bancshares (TCBK), Umpqua Holdings Corporation (UMPQ), Washington Federal, Inc. (WAFD), Western Alliance Bancorporation (WAL)

Banner Corporation's financial data is as of 3/31/2020.

Peer financial data is as of 3/31/2020